International Coverage – Global Capability

Latest Blogs

  • Claims for sale

    Claims for sale

    September 19, 2016

    The Small Business, Enterprise and Employment Act 2015 creates the ability for insolvency practitioners to assign claims to third parties which, under previous legislation, only they had the power to bring.  The Act introduces a new section 246ZD into  the Insolvency Act 1986, which sets out a number of rights of action that are capable … Read More

  • First Days of Insurance Act 2015 – Discount Frenzy?

    First Days of Insurance Act 2015 – Discount Frenzy?

    August 19, 2016

    First Days of Insurance Act 2015 – Discount Frenzy? The Insurance Act 2015 (IA2015) came into force on 12 August 2016.  What’s in store? The old law was that if an insurer could prove a material misrepresentation/non-disclosure, their remedy was that they could ‘avoid’ the whole policy – that is, treat it as if it … Read More

  • First Days of Insurance Act 2015 – Take a Break

    First Days of Insurance Act 2015 – Take a Break

    August 18, 2016

    First Days of Insurance Act 2015 – Take a Break The Insurance Act 2015 (IA2015) came into force on 12 August 2016.  What’s in store? There is a new rule about warranties.  In summary, the new rule is that a breach of warranty suspends the insurance.  If a breach of warranty occurs, the insurance is … Read More

  • First Days of Insurance Act 2015 – Abracadabra!

    First Days of Insurance Act 2015 – Abracadabra!

    August 17, 2016

    First Days of Insurance Act 2015 – Abracadabra! The Insurance Act 2015 (IA2015) came into force on 12 August 2016.  What’s in store? If there is a ‘basis of contract’ clause in the placing form or the policy, it can no longer – abracadabra! – turn all the representations made at placing into warranties.  There … Read More

  • First Days of Insurance Act 2015 – Is it Material?

    First Days of Insurance Act 2015 – Is it Material?

    August 16, 2016

    First Days of Insurance Act 2015 – Is it Material? The Insurance Act 2015 (IA2015) came into force on 12 August 2016.  What’s in store? The test of what is “material” is similar to old one.  Briefly, the question is whether the information would influence the prudent insurer in deciding whether to take the risk … Read More